Your Child is the Weakest Link for Identity Theft in Your Household.

A Chain is Only as Strong as it's Weakest Link

I'm sure you've heard of that. So how does that apply to kids?
If you're credit history was attacked, you'd be spending months trying to clean it up, possibly several hundred's of dollars in legal fee's. Countless hours on the phone with credit collectors, time off of work to correct things during working hours, writing letter after letter explaining and trying to prove it was due to Identity Theft. You will be doing this for yourself or spouse. What makes you think you won't have to go through the same steps for your child.
If your child is unprotected, then that's the weakest link into your household.

Why is Identity Theft a concern with children?

It is now Law that soon after birth, that a Social Security Number must be applied for, and that child will use that number for the rest of their life. Until they start applying for credit later in life, their credit history remains clean and they will have an equal chance in life to develop a strong credit history.

Knowing that a child's credit history has no bad credit history, it is very valuable to an Identity Thief because now they can apply for credit without any chance of getting turned down due to bad credit. Sadly, they have no intention of making any payments, and can generate HUGE bills in your childs name. Since you probably don't check your childs credit report because you're not expecting problems like this, bills will continue to collect and since the Identity Thief gave a false phone number and address, you're not contacted and your childs credit history continues to degrade and their credit score continues to drop. Cleaning this up will be devastating because you may have to prove it wasn't YOU generating these bills.

How can LifeLock Protect Kids

• We check credit reports every 6 months to ensure that there is no activity.
• If a credit report does exist, we place fraud alerts on credit reports, stating that this is a minor child and that no activity should occur.
• We check for work history and any misuse of the Social Security number.
• We repeat this process regularly to ensure that all is well.
• Starting out is hard enough. Starting out with a stolen Identity makes it ten times harder. We think that's worth $22.50 a year. Do you?
• This service comes with our $1 million service guarantee. Our process is tailored to be most effective for the special requirements needed to protect your child's Identity.